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  • Home
  • About Us
    • Mission Core Values
    • Leadership Team
  • Mortgage 101
    • Application Checklist
    • Loan Process
    • Refinance
    • Mortgage Rate Options
  • Loan Programs
  • BUY VS. RENT
  • Contact

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  • My Account
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MORTGAGE 101 - APPLICATION CHECKLIST

 Getting pre-approved—or applying for a mortgage—doesn’t have to be overwhelming, especially when you're prepared. This checklist outlines the key information and documents you’ll need to help make the process quicker and more efficient.


Having everything in place from the start can help avoid delays and keep things moving smoothly.


At the end of the day, preparation leads to confidence—and we’re here to support you every step of the way.

LET'S TALK

Mortgage 101

Application Checklist: How Should I Prepare?

Personal Information

 

  • Government-issued photo ID (driver’s license or passport)
  • Social Security Number
  • Current address history (last 2 years)

Income Verification

 

  • Recent pay stubs (last 30 days)
  • W-2s (last 2 years)
  • Tax returns (especially if self-employed)
  • Proof of additional income (bonuses, alimony, etc.

Asset Documentation

 

  • Bank statements (last 2 months)
  • Retirement account statements (401(k), IRA)
  • Investment account summaries

Debts & Obligations

 

  • List of monthly debts (student loans, auto loans, credit cards)
  • Child support or alimony documentation (if applicable)

Property Details (if applicable)

 

  • Purchase agreement (if already under contract)
  • Contact info for your realtor

Add a footnote if this applies to your business


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